A:政府為保障汽機車交通事故所致之受害人權益,並維護道路交通安全,自民國87年起,強制規定汽機車須投保強制險,未依法投保不得換照、過戶。投保義務人若未依強制汽車責任法訂立保險契約,或本保險期間屆滿前未再行訂立,經攔檢稽查舉發者:
汽車罰3,000~15,000元
機車罰1,500~3,000元
未投保肇事罰6,000元至30,000元,並扣留車輛牌照至依規定投保始得發還。

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  • 發表迴響

    你的電子郵件位址並不會被公開。 必要欄位標記為 *

    A :一般中古車買賣的稅金及費用負擔是依買賣雙方談妥之條件為準,大部分均依各自使用時間已過戶日期文準,

    過戶日()之前稅費由賣方負擔,之後由買方負擔。

     

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    A:小編提醒車主,車輛收購的行情規律並不是一成不變的,

    會隨著市場的波動與該品牌車輛在市場的的銷售情形而有所不同,

    再者車輛保養情形使用痕跡外觀車體結構受損都會影響收購價。

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    A;金屬色系:銀色、香檳色、鐵灰色等,沾染灰塵或刮傷較不明顯,好照顧。
    深色系:深色系黑色、深藍色、墨綠色等,沾染灰塵或車身漆面刮傷會比較明顯,要特別留意。
    淺色系:白色及淡色系等,車身容易泛黃或褪色,也容易殘留水漬。

    發表迴響

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    A:一到三年:還處於新車車況,折價比例最高,折價約為原車價的2-5成,

    因為車況新,有的甚至還沒過保,對於買車的人來說相當划算,但賣車的人損失就比較大了。
    六年以內:如果是正常使用的車輛,再開幾年都還ok,

    但要留意舊型的車款雖然價格較便宜,但容易有後續零配件接手的問題。
    如果沒有經濟考量或特別偏好,建議購買年份較新的車子為佳。

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    A:車子里程數沒有一定標準,一般通勤車每年約跑1-2萬公里,如為長距離往返則再多個1萬公里左右;

    營業用出租車或計程車每年則高達5-10萬公里左右,按照國內車廠保固標準,這些里程數皆在合理範圍內。

    車輛好壞還是要以整體來看,里程數可當作其中參考即可。

    發表迴響

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    A:出廠年份新的車子要特別注意外觀和內裝,出廠年份舊的車子則要再特別檢查引擎和底盤的部分。
    ● 檢視內裝,包含駕駛座、後座乘坐時的感覺和完善度,含有地毯和後車箱也要確認是否有受潮狀況。
    ● 看車時請挑光線充足的時候,確認板金間距是否整齊和是否有色差
    ● 請懂車的人陪同看車,比較不容易受騙。

    發表迴響

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    A:車商的口碑和信譽是最重要的,優質車商從進貨買車時就較為嚴謹,車輛稍有擦撞或事故車通常都不會買,品質良好,

    但相對的價格也比較硬;也有信譽較差的車商,專進事故車、泡水車…等瑕疵車款,因為此類車款進價便宜,

    對車商來說利潤較大,但也較容易有後續問題衍生。

    提醒您,若不知道那些是有信譽的中古車商,就挑有認證的車輛或願意給第三方檢驗(德國萊茵、JAAA、SAVE…)的車商。

    發表迴響

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    A:除了透過車商買車,不少人也會透過路邊自售、賣車廣告、或透過網路等方式購買中古車,在不透過車商或仲介的狀況下可省下仲介費,

    買賣雙方可以得到較優惠的價格。

    但要特別留意,合約的部分是否詳載其內容、協調後續維修保固責任歸屬,通常自售買賣車輛過戶後,

    車輛一切維修後續相關事項皆由新任車主自行承擔。

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    A:國產車維修和零件取得都較為便利且便宜,而進口車折舊後可能價格不貴,

    但要考慮到維修費用較高,且零件取得不易。如有經濟考量,比較建議從國產車入手。

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    A:不建議

    雖然計程車和營業用出租車的車價較低,但因為里程數較高,底盤零件受損的程度也比一般自用車高,如果要購買這類車款,

    須考量到日後維修費用高昂、換車折價損失,甚至是無法脫手都有可能喔!

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    A:監理機關沒有規定一定要更換大牌。但因為大牌可查詢到前車主換車原因,

    因此建議購買中古車還是要更換大牌,以免引起後續不必要的困擾。

    發表迴響

    你的電子郵件位址並不會被公開。 必要欄位標記為 *

    A:通常只要談妥細節和價格後,部分車商會讓客戶試乘。

    但因為中古車尚未掛牌,

    道路試車時要格外小心,否則發生交通事故處理起來會相當麻煩,也會影響該車之後販售。

    因此如您真的有誠意購買,再向車商提出試乘要求。

    發表迴響

    你的電子郵件位址並不會被公開。 必要欄位標記為 *

    A:由於每台車輛的狀況不一,受到車主使用習慣、保養情況、外觀、內裝等影響,可以說是一車一況一價。

    若買方購車沒至車商看到實車狀態,是無法給予買方理想的價格,僅能給予基本行情。

    發表迴響

    你的電子郵件位址並不會被公開。 必要欄位標記為 *

    A:建議使用經濟部頒發的《汽車買賣定型化契約》
    若雙方約定不使用此契約,請先瞭解賣家(車商或個人)提供的汽車買賣合約書內容,並對照與政府頒發的差異,以防一時不查,簽下對自己不利的契約。

    不論約定用何種契約,若對契約書內容有疑問或記載不詳之處,務必提出仔細詢問,以保障自身利益,請在契約書填上補充說明。

    並要有在保固的期間內發現車輛為事故、泡水或具有重大瑕疵的處理方式。詳細記錄買賣雙方及車款資料
    買賣雙方姓名、車輛品牌、型式、車身碼、引擎號碼、車牌號碼和售價等基本資料,請仔細填寫以便交車時核對。
    確實填上交車時間詳細註明交車年月日時分,可釐清雙方車輛違規責任歸屬。

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    A:價格不是唯一的選擇很多不肖車商都很聰明,知道消費者都想要買便宜、車況好的車輛。可惜是車況好的中古車價格都不便宜,一分錢一分貨。

    所以才會有少部分不肖商人,將營業車、泡水車或事故車重新包裝整理,用低於市場行情的價格來吸引不懂的消費者買單,最終受害的是消費者。

    若您要買優質中古車,一定不要貪小便宜,最好找口碑好的車商或認證的車輛。

    A:就目前市場行情的了解,每家車商的價格操作方式不一樣,通常議價的空間也不相同,

    若此車曾經遭受過事故泡水相對的定價和議價空間也相較的多,換個角度想若此時此刻是你要賣車這台車你新車買80萬,

    你才使用一年此車無事故無泡水,你願意折舊多少售出此車呢。

    發表迴響

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    A:現金買斷就是不用讓銀行賺取利息,貸款就是用分期的方式購車,

    需要支付一定的利息給銀行賺取,

    只是購買方式不同但車行拿到的金額還是一樣的,

    所以這方面就交由消費者自行判斷了。

    發表迴響

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    A:如果價格貴非常多,建議立即退訂,完成退訂手續後再找業務重新談。

    只不過部分車商的合約皆會備註如個人因素消訂訂金是拿不回去的。

    因此還是建議各位消費者再挑選車輛時,對實價與行情多了解才不會被當肥羊宰。

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    A:不一定,視辦理銀行規定及個人信用情況。通常下列工作,需提供保證人或是提出財力證明,

    例如:八大行業、無薪轉、無勞保者。

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    A:一般來說,貸款利率約在3%~10%之間。影響因素很多,

    包括個人信用狀況、現在職工作期間長短、車商與貸款銀行是否有專案配合、貸款成數及期間。

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    A:台灣有上千個車商,每個車商的行銷規定都不盡相同。

    其中,部分車商嚴禁旗下業務透過網路報價,違者抓到有嚴重處罰。

    再者有誠意的到現場賞車,和網路上議價得到的答案一定不相同。

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    A:不用,但是開車者必須擁有汽車駕照。

    汽車保險會依購車者性別與年齡試算金額。

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